No uninsured exposure
Disbursement rules enforce active coverage. Expiry alerts, renewal tracking, and lapse detection prevent silent risk accumulation.
Embedded Insurance Operations
Rayterton Insurance Integration
A full insurance integration layer that connects policy issuance, endorsements, claims, premium financing, and reconciliation directly to LOS and LMS. Built to eliminate uninsured exposure, premium leakage, and manual insurer coordination while improving customer experience.
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View Standard Features
Fully customizable to match your insurance products, partners, and rules
Designed for control, compliance, and automation
Quote to Claim
Complete Lifecycle
- Real-time insurer API connectivity
- Configurable insurance products and eligibility rules
- Automated premium accounting and splits
- Live dashboards for policy and claims monitoring
Why this Insurance Integration
A Controlled Insurance Engine for Multifinance
Insurance inside multifinance is a risk control system, not a side feature. This platform ensures every financed asset is insured, every premium is reconciled, and every claim is traceable through structured workflows.
Built for insurer collaboration
Direct API integration with insurers and aggregators reduces email-based operations and manual bordereaux handling.
Dashboards
Insurance Control Towers
Management sees policy health, claims ratios, premium flow, and reconciliation status in real time.
Executive Insurance Dashboard
In-force portfolio, policy expiries, claims ratios, premium receivables, insurer payables, commissions, and turnaround time metrics.
Operational Dashboard
Pending endorsements, renewal queue, claim pipeline, reconciliation gaps, and SLA alerts.
Audit Trail by Default
Complete timeline of policy issuance, endorsements, cancellations, and claims with immutable logs.
Standard Features
What the Insurance Platform Includes
A full insurance operations suite embedded into the financing lifecycle.
Products & Rules Engine
Support for motor TLO/all risk, credit life, CPI/GAP, and asset insurance with configurable eligibility, pricing logic, and exclusions.
Quote & Bind
Real-time quoting, underwriting questionnaires, document upload, and instant e-policy issuance.
Endorsements & Renewals
Policy changes, renewals, expiry reminders, and automated renewal workflows.
Claims Management
FNOL intake, document tracking, survey coordination, approvals, settlement tracking, and salvage handling.
Premium Financing
Installment financing, subsidies, split billing, amortisation schedules, and automated GL posting.
Cancellations & Refunds
Short-rate and pro-rata rules, approval workflows, and refund posting to LMS and accounting.
Reconciliation & Settlement
Premium due tracking, collected vs paid matching, insurer statements, and automated bordereaux generation.
Compliance & Governance
Consent capture, disclosure tracking, wording version control, and regulator-ready reporting.
Customer & Partner Ecosystem
Digital Portals and APIs
Provide transparency for insurers, agents, and customers.
Partner Portals
Insurer and agent access to policy data, claims tracking, and reconciliation status.
Customer Self Service
View e-policy, download documents, submit claims, and track claim progress via portal or mobile.
Business benefits
Insurance Outcomes for Multifinance
Strengthen asset protection, reduce premium leakage, and accelerate claim recovery while maintaining compliance.
Operational outcomes
- Instant policy binding at disbursement
- Faster claims processing and settlement visibility
- Automated reconciliation and commission tracking
Governance outcomes
- Full audit trail for every insurance event
- Controlled insurer settlements and premium flow
- Compliance-ready documentation
Technology and integration
Built for Insurer and Finance Connectivity
REST and webhook APIs for insurer integration, secure document exchange and policy storage, payment gateway and VA connectivity, data warehouse and BI export readiness, SSO and role-based access control, and on-prem or cloud deployment.
Integration options
- REST and webhook APIs for insurer integration
- Secure document exchange and policy storage
- Payment gateway and VA connectivity
Deployment flexibility
- Data warehouse and BI export readiness
- SSO and role-based access control
- On-prem or cloud deployment
Engagement model
What You Get
We configure a pilot using your insurer partners and product catalogue to validate operations before rollout.
Before go live
- Product rules and insurer integrations configured
- Policy and claims workflows mapped to your SOP
- Pilot access for insurance and finance teams
After go live
- Annual maintenance with included change requests
- Training materials and SOP templates
- Optional extended insurer and banking integrations
Rayterton can start the project without any upfront payment and without long term contracts. The focus is to make sure the solution fits and successfully goes live first.