Signals Library
Payment patterns, days‑to‑due, bounce/NSF, utilisation, custo‑service, complaints, and churn signals.
Detect and act on risk early: behavioural signals, collateral/insurance status, GPS & device intel, merchant/channel risk, complaints & service data, score/ML signals, and strategy actions — connected to LMS/collections.
Payment patterns, days‑to‑due, bounce/NSF, utilisation, custo‑service, complaints, and churn signals.
Coverage gaps, expired policies, low valuation flags, repo histories.
Device changes, risky locations, geofence breaches, and travel anomalies.
Partner score drops, dispute rates, and chargebacks.
PD/behavioural models, SHAP/feature contributions, and drift monitors.
Weighted scores, cut‑offs by segment/product, and overrides.
PTP outreach, payment links, restructure offers, field visit, or repo case.
Auto‑assign to teams, SLAs, escalations, and blackout windows.
Notes, attachments, dispositions, and follow‑ups with audit trail.
Risk heatmaps, lead time, precision/recall, ROI, and action outcomes.
Champion/challenger on strategies, control groups, and uplift.
LMS/collections, dialer/WA, payment gateway/VA, insurer/GPS, and BI.