Submission Intake
Broker/agent portal, API intake, and data capture with document checklist.
Single workspace for underwriters across Life, Health, and P&C: submission intake, risk data & documents, rating & pricing, rules & referrals, collaboration, authority & audit, and decisioning — integrated with PAS/Claims.
Broker/agent portal, API intake, and data capture with document checklist.
Medical history, MVR, inspections, IoT/telematics, geospatial and catastrophe data.
Eligibility, UW rules, referral criteria, and dynamic questionnaires.
Lookup tables, formulas, and external rating engines; what‑if scenarios.
Approve/decline/postpone with reason codes; quotations and decision letters.
Notes, mentions, attachments, tasks, and hand‑offs.
Limits per product/role, override justifications, and full audit trail.
Auto cession checks, facultative referrals, and treaty lookups.
APS, labs, paramedical, financials, and age/amount requirements.
Prioritised queues, turnaround trackers, and bottleneck alerts.
Hit‑ratio, loss‑ratio, turnaround, and rule overrides by agent/product.
PAS, CRM, DWH/BI, rating engines, reinsurer portals, and e‑sign.