Device & Data Sources
OBD/blackbox/mobile SDK; GPS, accelerometer, and CAN‑bus feeds.
Usage‑based motor products powered by telematics/connected data: trip & behaviour scoring, pricing hooks, FNOL & assistance, rewards & gamification, fraud checks, and insights — integrated with PAS/Claims/CRM.
OBD/blackbox/mobile SDK; GPS, accelerometer, and CAN‑bus feeds.
Speeding, braking, cornering, phone use, and time‑of‑day risk.
Score‑based eligibility, discounts/surcharges, and renewal actions.
Crash detection, assistance dispatch, and claim handoff with media.
Leaderboards, challenges, badges, and partner rewards.
Guardian views, geofencing, and usage reports.
Staged crash patterns, device anomalies, and policy/claim mismatches.
Consents, data minimisation, and opt‑out/retention controls.
Exposure, scores, claim frequency/severity, and trends.
PAS/Claims/CRM, mapping, notification, and data warehouse.
Coaching and rewards promote safer driving behaviour.
Granular risk segmentation enables fairer rates and better selection.
Crash detection and data evidence accelerate FNOL/settlement.
Device and trip analytics flag anomalies early.
Gamified programs keep customers active and loyal.
Pay‑how‑you‑drive and partner ecosystems open new revenue.