Product & Coverage Model
Lines, coverages, riders/add‑ons, options, and dependencies.
No‑code product factory for Life, Health, and P&C: coverages & riders, underwriting rules, rating tables & formulas, benefits & limits, waiting periods, documents, and versioning — publish to PAS, portals, and APIs with governance.
Lines, coverages, riders/add‑ons, options, and dependencies.
Age/term/zone tables, step‑rates, surcharges/discounts, and experience rating.
UW questions, rules, medical/financial limits, and auto‑referrals.
Sum insured, sub‑limits, waiting periods, and deductibles.
Policy schedule, CoC, ToS, and welcome kit templates with versions.
Draft/review/approve, effective dates, and side‑by‑side diff.
Bancassurance packs, SMEs packages, and channel‑specific bundles.
What‑if, sensitivity, rate cards, and premium calculators.
Promote to PAS, portals, and APIs by environment with approvals.
Unit/regression tests, test datasets, and sandbox APIs for channels.
In‑force and new business by product, rate changes impact, and anomalies.
PAS, UW engines, rating engines, print house, portals, and BI.