Product & Rules Engine
Coverage, riders/add‑ons, underwriting rules, benefits, exclusions, and waiting periods.
End‑to‑end policy lifecycle for Life, Health, and P&C: new business & issuance, endorsements, renewals, reinstatements, cancellations/refunds, billing & collections, commissions, and policy servicing — with strong product configurability and audit trail.
Coverage, riders/add‑ons, underwriting rules, benefits, exclusions, and waiting periods.
Premium calculators, benefit projections, and printable quotes.
Application capture, UW decisions, e‑sign, policy issuance, and welcome kits.
Personal/benefit changes, sum insured, riders, beneficiaries, and address/bank updates.
Auto‑renewal, lapse & grace, reinstatement rules, and notifications.
Frequency, e‑invoices, VA/QR/cards, arrears, and allocation rules.
Agency hierarchy, split commissions, clawbacks, and statements.
FNOL intake, benefits eligibility checks, and seamless handover to Claims.
Policy schedule, CoC, e‑signatures, and document storage.
Self‑service policy view, endorsements, renewals, and status.
In‑force, lapses, premiums, endorsements, and commissions.
UW, Claims, Billing, Payment Gateway/VA/QR, DWH/BI, and print house.