Data Intake & Validation
Connect to policy, claims, billing and DWH. Data checks, outliers, and mapping rules.
Actuary System (Aktuaria)
Pricing and reserving workspace for life and non-life insurance. Data intake and validation, experience studies, GLM and machine learning, cashflow projection, reserving triangles (Chain Ladder, Mack, BF), scenario and assumption management, reinsurance impact, capital metrics, and audit-ready outputs. Integrated with DWH, BI and finance systems.
Impact on Operations
Actuarial Excellence
Pricing, reserving, and capital management
- Faster time to model with reusable templates
- Better accuracy through robust validation
- Audit-ready outputs with full lineage
- Integrated workspace for data to reporting
Standard Features
Comprehensive actuarial workspace covering all stages from data intake to final reporting. Enable features progressively based on your organization's needs.
Experience Studies
Mortality, morbidity, lapse, frequency and severity with cohorts and credibility blending.
Pricing Models
GLM, GBM and ML pipelines, exposure, rating factors, and uplift analysis.
Cashflow Projection
Life and health product cashflows, economic scenarios, discount curves, and stresses.
Reserving Triangles
AY, Accident and Underwriting year triangles. Chain Ladder, Mack, Bornhuetter-Ferguson, IBNR.
Scenario & Assumptions
Versioned assumptions, overlays, and sensitivity. Portfolio and segment views.
Reinsurance Impact
Quota share, surplus and XoL. Ceded results and net positions by layer.
Capital & KPIs
Loss ratio, combined ratio, RBC and Solvency proxies, and uncertainty ranges.
Outputs & Governance
Model docs, sign-off workflow, reproducible runs, and export to finance and BI.
Reports & Dashboards
Pricing heatmaps, reserve movements, and trend insights.
Security & Controls
Role-based access, audit trails, and data masking.
Integrations
Data Warehouse, BI, finance GL, PAS and claims extracts, and notebooks APIs.
Business Benefits
Deliver consistent, defensible actuarial results with improved speed and collaboration.
Consistent, Defensible Results
Versioned assumptions and full lineage produce audit-ready outputs.
Product Speed & Margin
Reusable models accelerate launches and sharpen pricing.
Reserve Confidence
Modern methods and sensitivity views reduce surprises.
Reinsurance Optimisation
Quickly test net positions and capital impact.
One Workspace
Data, modelling, review, and reporting in an integrated flow.
Collaboration
Track comments and approvals across pricing and reserving teams.
Technology & Integration
Seamless integration with existing systems for smooth data exchange and reporting.
Integration Options
- Data Warehouse and BI systems
- Notebook and ML APIs
- Finance and GL systems
- PAS and Claims extracts
- Security and SSO integration
- API-first architecture
What You Get
- Branding for workspace
- Custom models and reports
- Trial access until go-live
- Annual maintenance including change requests
- On-premise or cloud deployment
Rayterton can start without upfront payment. The focus is to validate fit through working workflows and real outputs before scaling rollout.