Enterprise grade risk and compliance platform. AML transaction monitoring, sanctions and PEP screening, credit risk, operational risk, regulatory reporting, and model governance in one unified system.
Detect and investigate suspicious transactions with configurable rules, thresholds, and case management. The system supports full audit trails for regulatory review and SAR/STR preparation.
Configure rules and scenarios based on transaction patterns, customer behavior, and risk indicators. Set thresholds for alert generation and manage cases through investigation workflows with maker checker controls.
The system maintains complete audit trails for each alert, investigation, and disposition. SAR/STR documentation can be generated automatically with supporting evidence and regulatory references.
Screen customers and transactions against global watchlists, sanctions lists, and politically exposed person databases. Fuzzy matching handles variations in names and addresses while maintaining review queues for manual assessment.
Watchlist updates are scheduled automatically. Screening results are logged with timestamps and match scores for audit readiness. Escalation workflows ensure high risk matches reach the right reviewers.
Calculate credit risk parameters, track operational loss events, and maintain risk registers in one platform. The system supports IFRS9 and CECL provisioning with configurable staging models.
Calculate probability of default, loss given default, and exposure at default. Configure staging models and impairment calculations aligned with IFRS9 or CECL standards.
KYC, CDD, and EDD profiles with risk scoring for onboarding and periodic reviews. Risk scores feed into transaction monitoring thresholds and customer due diligence workflows.
Capture loss events, perform risk control self assessments, track key risk indicators, and manage incidents. Action tracking ensures remediation is documented and monitored.
Maintain risk registers with inherent and residual risk assessments. Track key risk indicators with automated alerts when thresholds are breached.
Record operational loss events with categorization, root cause analysis, and financial impact. Support regulatory loss data collection and reporting requirements.
Perform risk control self assessments with scoring methodologies. Scenario analysis supports stress testing and capital planning for operational risk.
Generate regulatory reports with configurable templates and data lineage. Model governance features ensure transparency and validation for risk models used across the bank.
Configure report templates for prudential, liquidity, and risk reporting requirements. Data lineage shows source to destination mapping for audit readiness.
Sign off workflows ensure reports are reviewed and approved by authorized personnel before submission. Version control maintains history of all report configurations and outputs.
Maintain a model registry with documentation, validation status, and performance monitoring. Track model versions, challenger models, and production deployment decisions.
Validation workflows include independent review, testing results, and approval documentation. Performance monitoring triggers alerts when models drift from expected behavior.
The platform connects to core banking, data warehouses, watchlist providers, and open banking APIs. Built in analytics and BI connectors provide visibility into risk metrics and compliance status.
Standard connectors integrate with core banking systems and enterprise data warehouses. Transaction data, customer information, and account balances flow into risk calculations in real time.
Connect to global sanctions lists, PEP databases, and watchlist providers. Automated updates ensure screening uses the most current data for compliance.
Integrate with open banking APIs and payment systems for transaction monitoring. Real time data feeds support immediate alert generation and case creation.
Built in case management handles investigations, approvals, and documentation. Workflows support maker checker controls and escalation paths for complex cases.
Extract, transform, and load processes move data between systems. BI connectors enable dashboards and reporting in enterprise analytics platforms.
REST APIs support integration with external systems. Single sign on simplifies user access and maintains security across the platform.
Implementation follows the same approach as other Rayterton solutions. The focus is a working Risk and Compliance System environment that reflects your scenarios, report templates, and risk taxonomy before any commercial commitment.
Share your scenarios, report templates, and risk taxonomy. The Rayterton team will prepare a prototype environment with your test data and dashboards that your compliance, risk, and operations teams can review together.