Customer & KYC
Customer/party master, risk profile, eKYC hooks, FATCA/CRS attributes, and document vault.
Modern, API‑first core for universal and retail banks: product factory, deposits & loans, payments & clearing, GL & accounting, limits & collateral, multi‑entity/multi‑currency, full audit, and real‑time posting.
Customer/party master, risk profile, eKYC hooks, FATCA/CRS attributes, and document vault.
Deposit/loan product templates, pricing (rates/fees), rules, eligibility, and versioning.
CASA, term deposits, overdraft; transfers, standing orders, direct debit, and bulk payments.
Schedules (flat/effective/annuity), fees/penalties, reschedule/restructure, and early payoff.
Facility/obligor limits, collateral registry & valuation, haircuts, and net exposure.
Daily accrual, capitalisation/payout, withholding tax, fee engine, and reversals.
ACH/RTGS/SWIFT hooks, inward/outward clearing, cut‑off times, and suspense handling.
Chart of accounts, auto‑posting from subledgers, reconciliation, and financial statements.
Close of business, interest accrual, NPA/NPL tagging, provisions, and report generation.
Online banking, mobile, ATM/EDC, agency banking, and branch teller operations.
RBAC, maker‑checker, four‑eyes, full audit trail, encryption, and parameter change logs.
GL/operational reports, data export for supervisors, and BI connectors.
Multi‑entity, branch, currency, time‑zone, language; IFRS/GAAP support.
Interfaces to TMS, FX/MM, card switch/issuer, and anti‑fraud/AML systems.
Configurable workflows, exception queues, service requests, and SLA tracking.